Customer Award

Emirates

Sitecore technology transforms performance of market-leading mobile banking app

The More from Emirates NBD mobile banking app drives up revenue, traffic, and downloads with enhanced Sitecore experience, commerce, and personalization. 

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Category Winner

Best Commerce Experience

25%

More online sales

39%

Increase in new visits to the app

228%

Longer customer time-on-site

150%

Rise in monthly sales via Shop by Amazon feature

>100k

App downloads, up from 30,000

119%

Increase in app traffic

160%

Rise in engaged sessions

>5,000

Discounts and offers on the mobile app

Project brief
When the Middle East’s largest banking group launched the More from Emirates NBD mobile app using a Sitecore digital platform, it transformed credit card purchasing into a lifestyle experience, instantly gaining 30,000 downloads, and winning 24% market share. Not content to rest on its laurels, Emirates NBD has enhanced its Sitecore platform to further improve the More from Emirates NBD app. The richer and more finely tuned personalization has driven up the customer experience, visitor traffic, and revenue. 
three different mobile application

About

Emirates NBD

Financial Services

EMEA

Products

XP

Challenge

Battling competitors, protecting market share

The More from Emirates NBD mobile banking app gives users access to thousands of product, food, and travel discounts. Underpinned by Sitecore technology, the app has helped the bank lead the consumer credit card market in the Middle East. To increase its market share and grow revenue, Emirates NBD wanted to deepen the user experience by enhancing its personalized deals and offers. This would help Emirates NBD build brand loyalty, increase customer engagement, and drive higher customer spending. With the anticipated increase in business activity via the app, the platform would also need to support an uplift in users and traffic.

Solution

Maximizing its Sitecore solution

Emirates NBD re-engaged with Sitecore business partner Horizontal Digital to help expand and enrich the features and functions of its More from Emirates NBD mobile banking app. The solution enhances the company’s Sitecore-based customer experience, commerce, and personalization, enabling Emirates NBD to finely tune highly personalized offers. With Sitecore, the bank leverages customer preferences and interests in food, restaurants, budget, and location, to target leisure and shopping deals, and flight, hotel, and ticket offers. 

Sitecore’s flexibility was key to seamlessly onboarding MasterCard and other premium brand partners onto the app, enabling the bank to launch a new virtual MasterCard voucher exclusively available to customers through the More from Emirates NBD app. The improved app also includes a new ‘Shop by Amazon’ feature for clients to build Emirates NBD credit card rewards and cash back. Greater functionality includes integrated location-based personalization to get the right deals to the right customers in the right place. Soon Emirates NBD will launch additional app features such as utility bill payments with discounts and rebates, and travel and experience booking capabilities. 

Outcome

Increased revenue, traffic, and better CX

Sitecore technology has transformed the More from Emirates NBD mobile banking app. Improved personalization and added features and functions enable the bank to deliver highly targeted offers. The enhanced, unified customer experience has significantly increased customer engagement, loyalty, and spending.

Measurable impacts for Emirates NBD include 25% more online sales and 150% higher monthly revenue from the ‘Shop by Amazon’ section. The number of deals, discounts, and offers available to Emirates NBD cardholders via the app has also increased to over 5,000. As app sign-ups have tripled and downloads have risen to over 100,000, increased customer engagement has delivered 119% growth in visitor traffic and a three-fold rise in screen views, which Sitecore easily supports. Average time on the app has shot up 228% to four minutes, while engaged sessions are up by 160%.

The simplicity of the Sitecore platform means no external development resources are needed for new product launches. Emirates NBD’s internal marketing team is empowered to update the app without relying on costly agency support. Meanwhile, the valuable data and user behavior insights provided by Sitecore enable Emirates NBD to make data-driven decisions to further optimize the mobile app's performance and user experience. 

WHAT THEY SAID
The Sitecore partnership has unlocked a new era for our app. Customers now enjoy a tailored experience that aligns with their preferences, along with valuable features for significant savings. It's a win-win for our users.

Sachin Chandna

Group Head, Retail Banking & Wealth Management Business Strategy & Customer Intelligence

Emirates NBD

Horizontal Digital

Horizontal Digital

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